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Frequently Asked Questions (FAQ) on Student Loan Consolidation.

Can I qualify for Student Loan Consolidation?
Yes if these below are true
You have a minimum of $10,500 in Federal Student Loan debt and have not yet previously consolidated.
You have separated from school or will separate in the next 6 months.

What kind of loans can I consolidate?
You can consolidate any of the following loans:
(Combined loan amounts must equal $10,500 or more to consolidate)
Federal Stafford Loans, unsubsidized and subsidized [including Guaranteed Student Loans (GSL)].
Direct Stafford Loans, unsubsidized and subsidized.
Federal Supplemental Loans for Students (formerly Auxiliary Loans to Assist Students/ALAS and Student PLUS Loans).
Federal Perkins Loans, formerly National Defense/National Direct Student Loans (NDSL).
A variety of flexible payment plans that allow you to design a repayment plan that best suits your financial needs.
Health Professions Student Loans, including Loans for Disadvantaged Students (HPSL).
Federal Insured Student Loans/FISL.
A personal loan counselor who can answer your questions and help you through the application process.
Federal PLUS (Parent) Loans/PLUS.
Direct PLUS Loans.
Federal Consolidation Loans.
Nursing Student Loans (NSL)




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